Albert Durazo

ICI is an independent insurance agency with roots dating back to With access to more than 50 insurance carriers and licensed in over 40 states, ICI can provide you with a comprehensive insurance program to help meet your personal or business needs. As your broker, we access more than 50 insurance companies. In the event of a claim, we will help you with the claims procedure to help ensure a fair settlement. It is our goal to provide proactive, innovative ideas to help you reduce your total cost of risk. We are all lifelong learners. We actively participate in professional designation programs and volunteer in professional organizations. Our staff is characterized by friendliness, a great attitude and strong work ethic, team play and integrity. We will find the best strategy available in the marketplace to mitigate risk for you or your organization.

Buying Insurance Is Like Online Dating? Or Loving a Local Agent?

Women, according to the latest surveys, drool over pilots, firefighters, professional athletes and deliverymen. Men make fools of themselves over physical therapists, interior designers, real estate agents and anyone who can cook. Oddly, both sexes enthusiastically approve of TV meteorologists. Here are 13 good reasons to date one:. Insurance agents can persuade healthy businessmen to get medevac coverage for overnight trips to Ottawa.

And, flood policies are on the rise in Denver thanks to insurance agents.

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They live in a house, go to church, and get out in the community. They have families, go on trips, get sick, and grow old. So why do people dread the process of finding an insurance agent? Think of your insurance agent search as a match-making endeavor.

Brent Winans provides a general overview of the duties of insurance agents as established by state laws.

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What Qualities do Customers Want in an Insurance Agent?

All businesses, regardless of industry, face risks that should be covered by insurance. The most common and comprehensive type of policy business owners invest in is general liability insurance or CGL. While businesses aren’t legally required to carry general liability insurance, operating without it is extremely risky.

Back-dating policies. No life insurance company nor any of its agents shall knowingly make, issue, or deliver in this state any policy or contract of life.

If you are not familiar with these principles, here are some quick tips. To search specifically for more than one word, put the search term in quotation marks. This will limit your search to that combination of words. The news site culled such tales of woe on Internet message boards, with affection-seeking individuals duped into dates with those turned out to be insurance peddlers.

In one tale, a man meets a woman, an insurance agent whose only interest in him was to sell him insurance, boosting his financial stature to better attract other woman. How sweet it is to have life insurance. Valentine launch of dating app crushed by regulators. Gallagher sues Alliant in poaching accusation.

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13 Reasons for Dating an Insurance Agent

Philadelphia Insurance Companies is a proud partner of LoPriore Insurance Agency offering commercial insurance options in Massachusetts. Never worry about missing a payment. Make a payment from the comfort of your home, change your payment options, or set up auto-pay. Too busy to come into the office when you need to report a claim?

Insurance agents can persuade healthy businessmen to get medevac coverage for overnight trips to Ottawa. And, flood policies are on the rise in.

Skip to main content. Share Facebook Twitter Email. Life insurance, annuities and funding agreements disclosure requirements. This section shall apply to any issuer of life insurance or annuity contracts or funding agreements, including fraternal benefit societies and the life insurance department of a savings and insurance bank. The insurer may charge the policyholder a reasonable fee for preparation of this summary, subject to guidelines specified in rules promulgated by the superintendent.

In such cases where prior to application it is impractical to provide any items prescribed by this section, such items may be estimated in good faith or furnished as soon thereafter as practical prior to delivery of policy. Separate indexes are to be displayed for the basic policy and for each optional term life insurance rider. All information required to be disclosed must be set out in such a manner as not to minimize or render any portion thereof obscure.

Any amounts which remain level for two or more years of the policy may be represented by a single number if it is clearly indicated what amounts are applicable for each policy year. Amounts in paragraph five of subsection e of this section shall be listed in total, not on a per thousand or per unit basis.

What is Life Insurance Policy Backdating?

To maintain a good name in the field of insurance, agents must meet standard expectations to keep clients happy and stay in business. While people expect agents to have a license and meet the other legal requirements to do business in their states, they also seek out agents that offer strong customer service, honesty, and information. People look to their insurance agent for factual information about coverage types and levels. Both potential and current clients will ask questions about policy restrictions and coverage availability and will seek personal guidance.

You must be able to answer these questions and help clients get the coverage that best meets their needs and budgets. An insurance agent must provide clients with reliable policy quotes and may have to run different scenarios for the same client to provide a range of quotes based on different variables.

Yes, insurance agents going on dating apps is a thing. (Art: Chern Ling). With Valentine’s Day coming up.

But really? Friends on Online? Get kidding yourself lol. Why not just say straight up “I don’t should any feelings for you”? Lets forget friends a lot of guys will take as a slow lead up. Never forget out your date till you’ve met them and want to continue, if you do and you don’t wanna know them, well.. Guy here btw, but i’ve seen both sides of the service and know it can suck to be a woman on a dating site. Usually when I tell them let’s be friends and the date automatically loses interest, since they are on dating sites for either date or fucc.

This is why I don’t have to even forget “I don’t have any feelings for you”. That was their first line. Just – the “friends” are the guys they don’t want to should further interests with. It’s an easy insurance out of an otherwise awkward situation. Finding friends on a dating date is like wanting to eat apples at a store that only sells durian.

Other commenters have pointed out that some people use it even though they’re open to a serious relationship.

Insurance agent won’t write the homeowner’s coverage she wants?